I see the same issue. Updated to 1.8.3 with 11 slots used, 2 spare and my second key shows 10 used 8 available. I tried a factory reset and re-adding credentials and ended up with the same result. As with yours, no gpg or anything else used except passkey.
Either the marketing material is incorrect, or the dynamic allocation has issues. I can understand some level if vagueness but these results seem quite low.
I wouldn’t mind an option to disable all functionality other than passkey if it meant the full memory allocation can be provided to resident credential storage with less guess work on the free slots.
Hopefully once the latest nk passkey firmware ships that will bring the 100 key limit their FAQ suggests then I won’t be as concerned about the 3A NFC which I’ll keep as backups for critical resident passkeys and any non-resident. Still their FAQ really needs adjusting as from forum posts, most seem to be seeing the same issue.